Category: buyers

Buy Your First Home Within 12-Months: A Step-by-Step Guide

12 Months Out Check your credit score. Get a copy of your credit report at annualcreditreport.com. The three credit bureaus (Equifax, Experian, and TransUnion) are each required to give you a free credit report once a year. A Federal Trade Commission study found one in four Americans identified errors on their credit report, and 5%… Read More »

How To Add A Name To A Deed In Harris County – Get the Form

To add a name to a deed in Harris County: Download Harris County Appraisal District (HCAD) from 25.25(b)RP here. Check the box “Change to new owner*” In the Ownership Information section, enter the legal names of the current owner and the additional owner(s) in the Owner’s Name field Complete all other fields in the form… Read More »

Tax Appraisal Assessed Value Vs. Market Value

As a buyer or seller, you will likely hear two “prices” thrown about: assessed value versus market value. So what’s the difference? While assessed value and market value may seem similar, these numbers can be different—typically assessed value is lower—and they’re used in distinct ways as well. So let’s clear up any confusion so you… Read More »

3 Reasons Why Your Offer Could Get Rejected

Houston’s bay area is a hyper-competitive real estate market. With more demand than supply, well-priced properties are getting snapped up within days of getting dropped onto the market. Buying a home in the area doesn’t just start and stop with finding a property you like. Once you’ve found the property that suits your needs, your… Read More »

The Appraisal Process Explained

When a seller has accepted a buyer’s offer the buyer’s lender will send out an appraiser to make sure the purchase price is in line with the property’s value. Appraisals help guide mortgage terms.The appraised value of a home is an important factor in the loan underwriting process. Although lenders may use the sale price… Read More »